Need Debt Relief?

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Settle My Credit will negotiate with your creditors to discount and eliminate your debt for good. You're in control every step of the way. Proven results with a 100% customer satisfaction guarantee.

Our Debt Relief Program can help you...

✅ Get relief without applying for another loan.

✅ Consolidate debts into one lower affordable payment.

✅ No upfront fees and no obligation.

✅ Become debt free in 24 to 48 months.

✅ Get out of debt without bankruptcy.

Talk To A Certified Debt Counselor

Why Choose Settle My Credit?

Flexible Debt Settlement Program

Our program is designed to be customized to your unique situation. You will be assigned your personal debt settlement specialist that will help you choose the best plan for you.

No Upfront Fees

We never charge any upfront fees and we only get paid when your debt is settled. Your investment for our debt relief services is 15% of the total debt enrolled.

Debt Reduction to Your Satisfaction

The goal of our program is 100% customer satisfaction. We pride ourselves that our business has grown through referrals from many of our happy customers.

How We Can Help You

If you are no longer able to keep up with your unsecured debt like credit card, personal loan or payday loan payments. Settle My Credit has a unique debt settlement program that will allow you to settle your debt by 50% or more. We will work with you to customize a plan that is both affordable and convenient for you. Once you agree to your debt settlement plan we will then go to work for you. Our expert negotiators will quickly settle your debt at a huge discount. We will manage the whole process for you, to your satisfaction every step of the way.

See Actual Results!

Wells Fargo Settlement Reduced by 50%

Wells Fargo Settlement

Walmart Settlement Reduced by 55%

Walmart Settlement

Discover Settlement Reduced by 60%

Discover Settlement

These are examples of actual results obtained for our clients. Results may vary based on your particular financial situation. Clients who make all of their monthly program payments pay approximately 50% of their enrolled balance before fees, or 65% including fees.

Click to Call: Settle My Credit


  • I had about $25,000 in credit card debt that I could never pay down. Each month just making the minimum payment. Didn't want to file bankruptcy so I hired my friends at Settle My Credit. Right away they quickly settled these accounts at a crazy discount! Thanks to the friendly customer service I was out of debt within 2 years.

    John D, from Torrance, CA
  • My income dropped significantly over the years and I was unable to keep up with my loans and credit card accounts. I was referred to Settle My Credit by a friend of mine. Thanks to Wes my Debt Settlement Specialist provided a great service to me. We are half way through our plan and will be out of debt by years end.

    Maria G, from Anaheim, CA
  • Thanks to Settle My Credit! They have been a 5 Star Debt Settlement Company. Great Customer Service and they were able to negotiate a big discount on my debt.

    Steven C, Sacramento, CA
  • Settle My Credit has been with me every step of the way. The comfort of knowing your not alone. Eliminating the collection calls and managing through the debt settlement process was very helpful! Now, I'm living a debt free life! Thank you!

    Gloria A, from San Diego, CA
  • After 2 months with the Settle My Credit program, I am pleased to say I am seeing progress. They settled my first high interest loan for less than 40% of the balance owed. SMC is delivering what they said they would. I am pleased to say!! Thanks SMC!!

    Marty C, from Oceanside, CA

Our Debt Settlement Process

Review Your Debt Profile

We will review your debt profile and propose a feasible plan for you. Once we decide the best path we will get your approval to proceed.

Settlement Account

We will help you set up a Dedicated/Third Party account so that you will have complete control and access to your settlement funds.

Negotiate Debt Settlement Discounts

Once your account is funded. Our experienced Debt Negotiators will work with your creditors to settle your debt at a deep discount on your behalf.

Debt Settlement Plan is Complete

We will manage your creditor payments until your debt settlement plan is completed to your satisfaction. You will then be able to live without the debt stress.

Get Debt Relief Now

Let us put a plan together for you to review with no obligation. See how quickly you can become debt free!

About Settle My Credit

Settle My Credit is a consumer friendly debt settlement company helping our customers achieve debt relief quickly. We will negotiate with your creditors in a friendly and professional manner to substantially discount your unsecured debt. We are committed in helping our customers achieve financial freedom by relieving them of their debt burden. If you have $5,000 or more in unsecured debt our agents will set a path and guide you through our proprietary debt settlement program. You could be debt free in as little as 18 months.

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Contact Info

+1 866 257 1480
3655 Torrance Blvd, Suite 425
Torrance, CA 90503
United States